Articles in Category: Superannuation

Superannuation

Smart Strategies for Women - Super

Superannuation | Download Article

Smart Strategies for Women - Super

Superannuation is something that a lot of people don’t think about enough. As you can’t access it till you retire, it’s easy to put it low on the list of financial concerns.

Salary Sacrifice

Boost your savings for retirement | Download Article

Salary Sacrifice

Sacrificing some of your salary into superannuation can be a tax effective way to boost your savings for retirement.

Personal Deductible Contributions

Claim a tax deduction for your personal contributions | Download Article

Personal Deductible Contributions

By making personal contributions to your super, you may be able to claim a tax deduction to reduce your tax liability.

Insurance through Super

Purchase insurance through your super and gain a tax benefit | Download Article

Insurance through Super

Purchasing Life Insurance, Income Protection and Total and Permanent Disability (TPD) insurance through super may be tax effective and also provide you with peace of mind.

Contributions Splitting

Splitting contributions may enable you to build super with your spouse | Download Article

Contributions Splitting

Super contributions splitting generally allows you to split up to 85% of your employer super contributions and personal deductible contributions with your spouse.

Spouse Contributions

Contribute to your spouse’s super to receive a tax offset | Download Article

Spouse Contributions

A spouse contribution involves making a contribution to a spouse’s super fund to build their retirement savings.

Government Superannuation Co-contribution

An Australian Government initiative | Download Article

Government Superannuation Co-contribution

The co-contribution is a payment the Government makes to your superannuation if you are in the low to middle income thresholds and make voluntary after-tax contributions to your super.

Generally, income thresholds are indexed each year and the matching rate is up to $0.50 for every $1 you contribute (up to a maximum of $500). This is an incentive for you to contribute to your super.