Articles in Category: Life Protection

Life Protection

Smart Strategies for Women - Insurance

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Smart Strategies for Women - Insurance

Whether you are a working professional or a fulltime homemaker, your insurance cover needs to reflect the cost of replacing everything you do – including the things you don’t get paid for.

The bulk of unpaid domestic work is typically done by women. On top of replacing this ‘unpaid’ contribution at home, there could be medical bills and extra child care costs to worry about. These all need to be considered when you take out insurance.

And it’s not just women with families who are at risk; many single professional women do not have sufficient insurance to protect themselves and their incomes against sickness and injury.

Introduction to Life Protection

Life Protection Solutions | Download Article

Introduction to Life Protection

If you have an accident or suffer an illness that means you’re unable to work, or only work in a reduced capacity, once your sick leave runs out and you no longer earn your full income, how will you afford to live?

Insurance Insight 1 - Managing Multiple Covers

Too much cover? | Download Article

Insurance Insight 1 - Managing Multiple Covers

In Australia, Life Insurance and TPD Insurance is typically included in your super – by default. Generally this is a good thing, but if you’re one of the 4 in every 10 Australians who have more than one super fund, it may not be a good thing at all.

Insurance Insight 2 - The Dilemma for 40's

The decade of living dangerously or the soaring 40s? | Download Article

Insurance Insight 2 - The Dilemma for 40's

It’s in our 40s that living costs typically start to really soar…. mortgage, kids, school fees, the list goes on. It’s also the age when the incidence of people suffering a serious illness or injury starts to soar. Dramatically. In fact 68% of trauma insurance claims are made by people in their 40s*.

Insurance Insight 3 - Claim Statistics

Increase your chances of a payout from your Life Insurance company | Download Article

Insurance Insight 3 - Claim Statistics

Life, Trauma, Income Protection and TPD insurance are there to cover you for dire events. So when you need to make a claim, you need it approved NOW – and paid as quickly as possible. Unfortunately, that’s not always what happens. ASIC recently found that some life companies were rejecting as many as 1 claim in every 3*. That’s quite an alarming statistic, but bear in mind it’s not all life companies, only some.

Insurance Insight 4 - Get Youth on your Side

Better get insured while you’re still bulletproof | Download Article

Insurance Insight 4 - Get Youth on your Side

When we’re young we tend to think we’re unbreakable, bulletproof.

It’s only once we hit 35 or so, and we start to hear of contemporaries suffering major illnesses or conditions, that it tends to dawn on us that actually we’re not...

…that maybe it’s time to get properly insured. And with good reason – especially when you consider the statistics below.